Up to $20,000Battle Creek · Calhoun County
BCPS Housing Incentive Program (Down Payment Assistance)
Forgivable loan
Names: teachers · Homebuyer class required
See details →Programs by situationPrograms by situation · Michigan
Down payment assistance for teachers and school staff in Michigan
1 program names teachers and school staff: 1 city.1 program in Michigan names teachers and school staff among the groups it serves: 1 run by a city.
Naming a group is one eligibility rule among several. Each program also sets an income limit, a price cap, an occupancy rule and a credit requirement. Being a teacher puts a program on this list; it does not decide whether you can use it.Each program below also sets its own income limit, purchase price cap, occupancy rule and credit requirement. Being a teacher gets a program onto this list; it does not decide whether you can use it.
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The 1 program, closest first
From one city out to the whole state
Listed A–Z within each group, not ranked.A city program covers homes inside that city; a county or regional program, homes in its area; a statewide program, an eligible home anywhere in Michigan. Listed A–Z within each group, not ranked.
In a Michigan city 1 program
For homes inside that city’s limits onlyNationwide 2 programs · not in the 1
Nationwide: 2 more, not in the 12 nationwide programs that also name teachers and school staff, each with its own area and eligibility rules
What to know
What the 1 record say
From each program’s own record. The agency decides who can use it.Counted from each program’s own record. A program’s agency decides who can use it.
- 1 of 1
ask for a homebuyer education class.
- 0 of 1
are limited to first-time homebuyers, as each program defines it.
- 0 of 1
name an FHA, VA, USDA or conventional loan they can be paired with.
Free help in MichiganFree help in Michigan
62 HUD-approved counseling agencies in Michigan62 HUD-approved housing counseling agencies in Michigan
This program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets.This program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through every rule a program sets, including the ones that have nothing to do with being a teacher. Create a free account to see who’s near you.
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More of Michigan’s programs
Questions, answered
Does being a teacher mean I can use these programs?
No. These programs name teachers and school staff in their eligibility rules, which is why they are grouped here, but every program also sets income limits, purchase price caps, credit and occupancy requirements. Membership in a group is one rule among several.
Why are nationwide programs listed separately?
A nationwide program is not one of Michigan’s own, so it is listed below the 1 Michigan program and not counted in them. Each one sets its own area and eligibility rules; its page has the details.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
Programs and counts: Hey Prescott program records, each verified with its administering agency (August 2026). Counselors: HUD housing counseling agency list. Hey Prescott is not a lender.