Down payment assistance for FHA loans in Michigan
9 down payment assistance programs in Michigan name FHA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- MSHDA MI Home LoanMichigan State Housing Development Authority (MSHDA)
- Habitat for Humanity Detroit Homeownership ProgramHabitat for Humanity Detroit · Detroit
- Port Huron Urban Pioneer+ Down Payment Assistance ProgramCity of Port Huron Community Development Office (Planning Department) · Port Huron
- MI 10K DPA
- Wayne County First-Time Home Buyers ProgramWayne County Department of Economic Development, Community Development Division (administered by National Faith Homebuyers)
- MSHDA Down Payment Assistance
- City of Muskegon Homebuyer's Assistance ProgramCity of Muskegon Community & Neighborhood Services · Muskegon
- Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)Nottawaseppi Huron Band of the Potawatomi Housing Department · Fulton
- City of Flint Down Payment Assistance ProgramCity of Flint Division of Community & Economic Development (HOME funds), administered by subrecipient Genesee County Habitat for Humanity · Flint
Questions, answered
Can down payment assistance be used with FHA loans in Michigan?
9 down payment assistance programs in Michigan name FHA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming FHA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
See every program in Michigan →
How FHA loans work with down payment assistance, nationally →
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