Down payment assistance for conventional loans in Michigan
15 down payment assistance programs in Michigan name conventional loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost AssistanceLittle River Band of Ottawa Indians Housing Department · Manistee
- MSHDA MI Home LoanMichigan State Housing Development Authority (MSHDA)
- Grand Traverse Band RAO Down Payment Assistance ProgramGrand Traverse Band of Ottawa and Chippewa Indians Housing Department · Peshawbestown
- Pokagon Band Down Payment Assistance ProgramPokagon Band of Potawatomi Indians, Department of Housing & Community Development · Dowagiac
- Habitat for Humanity Detroit Homeownership ProgramHabitat for Humanity Detroit · Detroit
- Port Huron Urban Pioneer+ Down Payment Assistance ProgramCity of Port Huron Community Development Office (Planning Department) · Port Huron
- MI 10K DPA
- Wayne County First-Time Home Buyers ProgramWayne County Department of Economic Development, Community Development Division (administered by National Faith Homebuyers)
- Grand Traverse Band NAHASDA Down Payment Assistance ProgramGrand Traverse Band of Ottawa and Chippewa Indians Housing Department · Peshawbestown
- MSHDA Down Payment Assistance
- City of Muskegon Homebuyer's Assistance ProgramCity of Muskegon Community & Neighborhood Services · Muskegon
- Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)Nottawaseppi Huron Band of the Potawatomi Housing Department · Fulton
- City of Flint Down Payment Assistance ProgramCity of Flint Division of Community & Economic Development (HOME funds), administered by subrecipient Genesee County Habitat for Humanity · Flint
- ICCF Community Homes Land Trust (CHLT)ICCF Community Homes · Grand Rapids
- Bay Mills Indian Community Down Payment Assistance ProgramBay Mills Housing Authority · Brimley
Questions, answered
Can down payment assistance be used with conventional loans in Michigan?
15 down payment assistance programs in Michigan name conventional loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming conventional loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How conventional loans work with down payment assistance, nationally →
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