Down payment assistance for VA loans in Virginia
45 down payment assistance programs in Virginia name VA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Moderate Income Purchase Assistance Program (MIPAP)Arlington
- HOME of Virginia HOMEownership Down Payment & Closing Cost Assistance ProgramHousing Opportunities Made Equal of Virginia, Inc. (HOME of VA) · Richmond
- HOMEownership Down Payment & Closing Cost Assistance Program (DPA) - Blue Ridge Housing NetworkBlue Ridge Housing Network, Inc. (BRHN) - regional administrator for the Virginia DHCD HOMEownership DPA program
- Flexible Homeownership Assistance Program (FHAP)Alexandria
- People Incorporated of Virginia - HOMEownership Down Payment & Closing Cost Assistance (DPA)People Incorporated of Virginia (regional DPA provider for VA DHCD) · Bristol
- Prince William County First-Time Homebuyer (FTHB) ProgramPrince William County Office of Housing and Community Development · Woodbridge
- You're HOME Hampton Roads - Hampton Roads Loan Fund Partnership (HRLFP) Down Payment & Closing Cost AssistanceHampton Roads Planning District Commission (HRPDC), Housing & Human Services · Williamsburg; Poquoson
- Loudoun County Public Employee Homeownership Grant Program (PEG)Loudoun County Department of Housing and Community Development · Leesburg
- HOME First-Time Homebuyers Program
- James City County First-Time Homebuyer ProgramJames City County Office of Housing · Williamsburg
- Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium · Bristol
- First Time Homebuyers Program (FTHB)
- TAP (Total Action for Progress) HOMEownership Down Payment & Closing Cost Assistance ProgramTotal Action for Progress (TAP into Hope), DHCD-designated regional DPA provider for the Roanoke Valley · Roanoke
- Down Payment/Closing Cost Assistance Program (DPCC)
- Appalachian Community Action & Development Agency (AppCAA) - HOMEownership Down Payment AssistanceAppalachian Community Action & Development Agency, Inc. (AppCAA) - regional DPA provider for VA DHCD · Gate City
- Call Chesapeake HOME ProgramChesapeake
- Open Door Community (HOPE) - HOMEownership Down Payment & Closing Cost Assistance (DPA)Open Door Community (Helping Overcome Poverty's Existence, Inc.) - regional DPA provider for VA DHCD · Wytheville
- Hampton Roads Loan Fund Partnership (HRLFP)Regional
- Make Isle of Wight HOME ProgramIsle of Wight
- HOME ProgramNorfolk
- Northern Virginia Down Payment & Closing Cost Assistance (CFH)CFH (Catholics for Housing, Inc. / Creating Foundations for Hope) · Manassas
- Closing Cost Assistance GrantStatewide
- Virginia Individual Development Accounts (VIDA)Norfolk
- Virginia Individual Development Account (VIDA) Program (VHCDC)Virginia Housing and Community Development Corporation (VHCDC) · Suffolk
- HOMEownership Down Payment & Closing Cost AssistancePetersburg
- First Time Homebuyer Assistance ProgramNewport News
- SCDHC HOMEownership Down Payment & Closing Cost Assistance ProgramSouthside Community Development & Housing Corporation (SCDHC) · Richmond; Petersburg; Emporia
- Down Payment ProgramsCharlottesville
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramHabitat for Humanity Virginia
- Public Employee Homeownership Grant Program (PEG)
- First Time Homebuyers - Downpayment and Closing Cost Assistance
- Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)
- HOME Downpayment and Closing Cost AssistanceSuffolk
- Fairfax County Homeownership Program
- Plus Second MortgageStatewide
- Southside Outreach Group - HOMEownership Down Payment & Closing Cost Assistance (DPA)Southside Outreach Group, Inc. - regional DPA provider for VA DHCD · South Boston
- Urban League of Hampton Roads — Virginia Down Payment Assistance (VA DPA) Pilot ProgramUrban League of Hampton Roads, Inc. (ULHR) · Norfolk; Virginia Beach
- Homeward Norfolk ProgramNorfolk
- Homeownership Down Payment Assistance Program (DPA)Statewide
- Down Payment Assistance (DPA)Roanoke
- HOMEownership Down Payment Assistance Program (VHCDC)Virginia Housing and Community Development Corporation (VHCDC) · Suffolk
- HOME Homeownership ProgramRichmond
- Central Shenandoah Valley First-Time Homebuyers Program (Down Payment Assistance) - Staunton & WaynesboroCentral Shenandoah Planning District Commission (CSPDC), HOME Program Administrator · Staunton
- Come HOME to PortsmouthPortsmouth
- Loudoun County Down Payment / Closing Cost Assistance Program (DPCC)Loudoun County Department of Housing and Community Development · Leesburg
Questions, answered
Can down payment assistance be used with VA loans in Virginia?
45 down payment assistance programs in Virginia name VA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming VA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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