Down payment assistance for USDA loans in Montana
20 down payment assistance programs in Montana name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- NeighborWorks Great Falls Owners in Partnership (OIP)NeighborWorks Great Falls · Great Falls
- 20 Plus CommunityGreat Falls
- NeighborWorks Great Falls Low-Mod Amortizing SecondNeighborWorks Great Falls · Great Falls
- Home$tart PlusBillings
- Bond Advantage DPAStatewide
- Home$tartBillings
- HRDC's Road to Home Down Payment AssistanceBozeman
- Home Deferred MortgageGreat Falls
- First Time Home Buyer Loan ProgramBillings
- FHLB Des Moines Native American Homeownership Initiative (NAHI)Federal Home Loan Bank of Des Moines (via participating member financial institutions)
- USDA Section 502 Guaranteed Rural Housing Loan (Montana)USDA Rural Development (via approved lenders)
- USDA Single Family Housing Section 502 Direct Home Loan Program (Montana)USDA Rural Development - Montana State Office (Single Family Housing Direct Programs) · Statewide
- Salish & Kootenai Housing Authority Flathead Finance Down Payment & Closing Cost AssistanceSalish and Kootenai Housing Authority (SKHA) · Pablo
- NeighborWorks Montana Statewide Low-Mod Amortizing SecondNeighborWorks Montana
- Home Amortizing Second MortgageGreat Falls
- Helena Area Habitat for Humanity Mutual Self-Help HomeownershipHelena Area Habitat for Humanity · Helena
- City of Great Falls HOME Deferred Second MortgageNeighborWorks Great Falls (City of Great Falls HOME funds) · Great Falls
- MBOH Plus 0% Deferred Down Payment Assistance ProgramStatewide
- Downpayment Assistance ProgramBozeman
- Matched Savings AccountGreat Falls
Questions, answered
Can down payment assistance be used with USDA loans in Montana?
20 down payment assistance programs in Montana name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How USDA loans work with down payment assistance, nationally →
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