Forgivable loan
City of Edmond Homebuyer Assistance Program
Income limits · Single Family
Down payment assistance · Oklahoma County
Buying a home in Edmond, OK
1 Edmond program and 18 statewide.Edmond has 1 program of its own, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Edmond addresses
Edmond’s own program
Neighboring cities
5 programs for homes in nearby cities
5 more programs are for homes in Oklahoma City. See them 5 programs in neighboring cities — for homes inside those cities, not Edmond
- Oklahoma City — Central Oklahoma Habitat for Humanity Affordable Homeownership Program
- Oklahoma City — Down Payment Assistance Program
- Oklahoma City — Homepath
- Oklahoma City — Oklahoma City HOME program
- Oklahoma City — Opendoor
The Edmond marketThe Edmond housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Edmond
- 78.2% single-familysingle-family
- 4.3% townhousetownhouse
- 4.4% 2–4 units2–4 units
- 11.2% 5+ unitscondo & apartment buildings (5+ units)
- 1.9% mobile & othermobile home & other
About condos. Edmond’s one local program does not list condos as eligible. City of Edmond Homebuyer Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Edmond’s homes were built
pre-19401970s2020+
26.2%
of Edmond homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,300
County area median income, 4 people (HUD)HUD area median income, Oklahoma County, 4-person household (2026)
$103,183
Edmond median household incomeMedian household income in Edmond (Census, 2024)
16 of the 81 programs here set their income limit as a share of Oklahoma County’s area median income, adjusted for household size. See the published limits for Oklahoma County
Free help nearbyFree help near Edmond
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Edmond’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of Edmond Homebuyer Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Edmond questions
Does Edmond have its own down payment program?
Yes, one: City of Edmond Homebuyer Assistance Program, a forgivable loan (forgiven over 5 yrs, income limits). It is for homes inside Edmond.
Can I use assistance on a condo in Edmond?
Edmond’s one local program does not list condos as eligible. City of Edmond Homebuyer Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Oklahoma County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Oklahoma County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Edmond?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Edmond. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
73003 · 73013 · 73034 · 73083
Nearby in Oklahoma
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.