Forgivable loan
City of Norman Down Payment Assistance Program
Income limits · Single Family
Down payment assistance · Cleveland County
Buying a home in Norman, OK
1 Norman program, 1 county program and 18 statewide.Norman has 1 program of its own, 1 more across Cleveland County, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Norman addresses
Norman’s own program
Anywhere in ClevelandAnywhere in Cleveland County
1 county program1 county program a Norman homebuyer can also use
The Norman marketThe Norman housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Norman
- 61.9% single-familysingle-family
- 4.2% townhousetownhouse
- 8.9% 2–4 units2–4 units
- 22% 5+ unitscondo & apartment buildings (5+ units)
- 3% mobile & othermobile home & other
Condos count. 1 of Norman’s 2 local and county programs accept condos. City of Norman Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Norman’s homes were built
pre-19401970s2020+
37.7%
of Norman homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,300
County area median income, 4 people (HUD)HUD area median income, Cleveland County, 4-person household (2026)
$67,704
Norman median household incomeMedian household income in Norman (Census, 2024)
16 of the 82 programs here set their income limit as a share of Cleveland County’s area median income, adjusted for household size. See the published limits for Cleveland County
Free help nearbyFree help near Norman
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Norman questions
Does Norman have its own down payment program?
Yes, one: City of Norman Down Payment Assistance Program, a forgivable loan (forgiven over 5 yrs, income limits). It is for homes inside Norman.
Can I use assistance on a condo in Norman?
1 of Norman’s 2 local and county programs accept condos. City of Norman Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cleveland County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Cleveland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Norman?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
73019 · 73026 · 73069 · 73070 · 73071 · 73072
Nearby in Cleveland
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.