Down payment assistance for USDA loans in South Dakota
12 down payment assistance programs in South Dakota name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- HOF Deferred DPCCRapid City
- Legacy DPCCRapid City
- Fixed Rate Plus Downpayment AssistanceSouth Dakota Housing (SDHDA) · Pierre
- Repeat Homebuyer ProgramStatewide
- Closing Cost AssistanceAberdeen
- SD Housing Tax Credit (MCC)South Dakota Housing (SDHDA) · Pierre
- USDA Section 502 Direct Single Family Housing Loan (South Dakota)USDA Rural Development - South Dakota State Office · Huron
- CDFI Deferred DPCCRapid City
- Down Payment Closing Costs AssistanceSisseton
- First-Time Homebuyer ProgramStatewide
- NLS DPCCRapid City
- Neighbor Next Door DPCCRapid City
Questions, answered
Can down payment assistance be used with USDA loans in South Dakota?
12 down payment assistance programs in South Dakota name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
See every program in South Dakota →
How USDA loans work with down payment assistance, nationally →
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