Down payment assistance for FHA loans in Iowa
18 down payment assistance programs in Iowa name FHA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Homebuyer Assistance Program (City of Waterloo)City of Waterloo Community Development · Waterloo
- FirstHome 2nd LoanStatewide
- Down Payment Assistance ProgramIowa City
- Journey to HomeownershipDes Moines
- Military Homeownership AssistanceStatewide
- FirstHome GrantStatewide
- First Time Home Buyer ProgramCedar Rapids
- Muscatine Down Payment Assistance - $2,500 GrantCity of Muscatine Housing Counseling · Muscatine
- Homes for Iowans 2nd LoanStatewide
- Homeownership Assistance Program
- MyPad Down Payment Assistance ProgramSioux City
- Neighborhood Reinvest Down Payment AssistanceDes Moines
- Down Payment AssistanceCouncil Bluffs
- Polk County Down Payment Assistance ProgramNeighborhood Finance Corporation (NFC) on behalf of Polk County
- Homebuyer Down Payment Grant ProgramDavenport
- Muscatine Down Payment Assistance - Thrive Don't DriveCity of Muscatine Housing Counseling · Muscatine
- Region XII COG Homebuyer Down Payment Assistance ProgramRegion XII Council of Governments (on behalf of Council of Governments Housing, Inc.) · Carroll
- NFC Closing Cost AssistanceDes Moines
Questions, answered
Can down payment assistance be used with FHA loans in Iowa?
18 down payment assistance programs in Iowa name FHA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming FHA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
How FHA loans work with down payment assistance, nationally →
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