Down payment assistance for FHA loans in New York
30 down payment assistance programs in New York name FHA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Town of Babylon HOME Down Payment Assistance ProgramLong Island Housing Partnership, Inc. (LIHP), as agent for the Town of Babylon Community Development · Babylon
- First Time Home Buyer Grant ProgramHamburg
- First-Time Home Ownership ProgramLockport
- Town of Amherst First-Time Homebuyer Program (Down Payment/Closing Cost Assistance)Town of Amherst Planning Dept., Community Development Office (Amherst-Cheektowaga-Tonawanda HOME Consortium) · Amherst
- Rensselaer County Housing Resources Small Cities Homebuyer ProgramRensselaer County Housing Resources (RCHR), Inc. / TRIP & RCHR NeighborWorks HomeOwnership Center · Troy
- City of Auburn Mortgage Assistance Program (MAP)Homsite Fund, Inc. (Cayuga County Homsite Development Corp.) on behalf of the City of Auburn · Auburn
- Closing Cost AssistanceSyracuse
- City of Rome Down Payment Assistance ProgramRome
- First-Time Homebuyer ProgramBinghamton
- PathStone Enterprise Center Closing Cost LoanThe Enterprise Center at PathStone · Rochester
- Home Acquisition Program (HAP)Albany
- City of Troy's Homebuyer Incentive Program (HIP)Troy
- CHRIC / City of Dunkirk Down Payment and Closing Cost Assistance ProgramChautauqua Home Rehabilitation & Improvement Corporation (CHRIC) · Dunkirk
- Closing Cost LoanRochester
- Onondaga County Community Development Home Ownership ProgramOnondaga County Community Development Division · Statewide
- City of Schenectady H.O.M.E.S. Second Mortgage ProgramCity of Schenectady Department of Development / Schenectady Housing Development Fund Corporation (SHDFC) · Schenectady
- Dutchess County First-Time Homebuyer Grant ProgramCommunity Housing Innovations, Inc. (CHI) · Poughkeepsie
- Down Payment & Closing Cost Plus (DPCC+)Buffalo
- First Time Homebuyer Grant Program
- CHRIC / City of Jamestown Down Payment and Closing Cost Assistance ProgramChautauqua Home Rehabilitation & Improvement Corporation (CHRIC) · Jamestown
- Brookhaven HOME Down Payment Assistance ProgramBrookhaven
- RUPCO/RDAC Orange County First-Time Homebuyer GrantOrange County Rural Development Advisory Corporation (RDAC) / RUPCO · Walden
- Westchester County Home Ownership InitiativeWestchester County Department of Planning (administered through HUD-approved housing counseling agencies CHI, WRO) · White Plains
- First-Time Homebuyer AssistanceBuffalo
- UNHS HomeOwnershipCenter Oneida County Down Payment Assistance + Rehabilitation GrantHomeOwnershipCenter (formerly Utica Neighborhood Housing Services / UNHS) · Utica
- First-Time Homebuyer Down Payment Assistance ProgramNew Rochelle
- Reparative Housing Justice Fund (RHJF)Albany
- City of Elmira First-Time Homebuyer ProgramCatholic Charities of Chemung/Schuyler (on behalf of City of Elmira Dept. of Community Development) · Elmira
- Madison County Down Payment Assistance + Rehabilitation Grant
- HOME First Time Home Buyer Grant Program
Questions, answered
Can down payment assistance be used with FHA loans in New York?
30 down payment assistance programs in New York name FHA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming FHA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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