Down payment assistance for conventional loans in Ohio
40 down payment assistance programs in Ohio name conventional loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- OHFA Mortgage Tax Credit (MTC)Ohio Housing Finance Agency (OHFA)
- Grants-Down Payment/Closing Cost AssistanceHamilton
- Wood County CHIP Homebuyer AssistanceWood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP
- Down Payment AssistanceCincinnati
- Home at LastToledo
- Homebuyer Down Payment Assistance ProgramMiddletown
- Communities First - Down Payment Assistance ProgramStatewide
- Lakewood HOME Program (First-Time Homebuyer's Program)City of Lakewood, Division of Community Development · Lakewood
- First Home Lima Down Payment Assistance ProgramCity of Lima Department of Housing & Neighborhoods (with New Lima – Housing For The Future and WOCAP) · Lima
- CityWide Northwest/West Dayton Down Payment AssistanceHomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with CityWide Development Corporation · Dayton
- Butler County Down Payment & Closing Cost Assistance ProgramNeighborhood Housing Services of Hamilton, Inc. (NHSH)
- Down Payment Assistance Loan ProgramEuclid
- Wayne County / Wooster CHIP Homeownership Down Payment Assistance ProgramWayne Metropolitan Housing Authority for City of Wooster, City of Orrville, and Wayne County CHIP Partnership · Wooster
- City of Dayton Down Payment Assistance ProgramDayton
- Home Ownership Loan ProgramWarren
- Southwest Dayton Down Payment Assistance ProgramHomeOwnership Center of Greater Dayton (a program of County Corp), in partnership with Aloft Dayton · Dayton
- Grants for GradsStatewide
- Next Home Down Payment Assistance programStatewide
- Franklin County Downpayment Assistance ProgramMultiple
- City of Canton Down Payment AssistanceCanton
- Columbiana County CHIP Homeownership / Down Payment AssistanceColumbiana County Board of Commissioners (with Cities of Columbiana, East Liverpool, and Salem); administered by Community Action Agency of Columbiana County and Hall Community Development LLC
- City of Euclid First Time Home Buyer Down Payment Assistance Loan ProgramEuclid Development Corporation (EDCOR) · Euclid
- Greater Circle Living Home Purchasing Program (HPP)Fairfax Renaissance Development Corporation (Greater Circle Living) · Cleveland
- The American Dream Down Payment Initiative (ADDI)Cincinnati
- OHFA Down Payment AssistanceStatewide
- City of Warren Direct Homebuyer Assistance Program (DPA)City of Warren Community Development Department · Warren
- Coshocton County CHIP Homebuyer AssistanceOhio Regional Development Corporation (ORDC) / Lassiter Consulting Group; Ohio Department of Development CHIP · Coshocton
- Homeport Growing Homeownership FundHomeport (Columbus Housing Partnership Inc.) · Columbus
- First Home First Loan Down Payment AssistanceMultiple
- Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance ProgramCatholic Charities Regional Agency (Diocese of Youngstown / Catholic Charities Housing Opportunities) · Youngstown
- Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)
- First Home First Loan (FHFL) Down Payment Assistance ProgramCounty of Summit Department of Community & Economic Development (with Community Building Partnership of Summit County)
- City of Toledo Home at Last Down Payment AssistanceCity of Toledo Department of Housing and Community Development · Toledo
- Maude Hill Growing Homeownership FundColumbus
- American Dream Downpayment InitiativeColumbus
- Central Ohio Community Land Trust (COCLT) Homeownership ProgramCentral Ohio Community Land Trust (COCLT) · Columbus
- Ohio Heroes Down Payment Assistance ProgramStatewide
- Cuyahoga County Down Payment Assistance ProgramBelieve Mortgage (CHN Housing Partners)
- City of Cleveland Heights Down Payment Assistance Loan ProgramCity of Cleveland Heights Housing Preservation Office (facilitated by Home Repair Resource Center) · Cleveland Heights
- EDCOR First Time Home Buyer Down Payment Assistance Loan ProgramEuclid Development Corporation (EDCOR) · Euclid
Questions, answered
Can down payment assistance be used with conventional loans in Ohio?
40 down payment assistance programs in Ohio name conventional loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming conventional loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
How conventional loans work with down payment assistance, nationally →
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