Down payment assistance for USDA loans in Ohio
29 down payment assistance programs in Ohio name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- OHFA Mortgage Tax Credit (MTC)Ohio Housing Finance Agency (OHFA)
- Grants-Down Payment/Closing Cost AssistanceHamilton
- Wood County CHIP Homebuyer AssistanceWood County Planning Commission (with Poggemeyer Design Group); Ohio Department of Development CHIP
- Down Payment AssistanceCincinnati
- Home at LastToledo
- Homebuyer Down Payment Assistance ProgramMiddletown
- Communities First - Down Payment Assistance ProgramStatewide
- Down Payment Assistance Loan ProgramEuclid
- Wayne County / Wooster CHIP Homeownership Down Payment Assistance ProgramWayne Metropolitan Housing Authority for City of Wooster, City of Orrville, and Wayne County CHIP Partnership · Wooster
- City of Dayton Down Payment Assistance ProgramDayton
- Home Ownership Loan ProgramWarren
- Grants for GradsStatewide
- Next Home Down Payment Assistance programStatewide
- Franklin County Downpayment Assistance ProgramMultiple
- City of Canton Down Payment AssistanceCanton
- Columbiana County CHIP Homeownership / Down Payment AssistanceColumbiana County Board of Commissioners (with Cities of Columbiana, East Liverpool, and Salem); administered by Community Action Agency of Columbiana County and Hall Community Development LLC
- The American Dream Down Payment Initiative (ADDI)Cincinnati
- OHFA Down Payment AssistanceStatewide
- City of Warren Direct Homebuyer Assistance Program (DPA)City of Warren Community Development Department · Warren
- Coshocton County CHIP Homebuyer AssistanceOhio Regional Development Corporation (ORDC) / Lassiter Consulting Group; Ohio Department of Development CHIP · Coshocton
- Homeport Growing Homeownership FundHomeport (Columbus Housing Partnership Inc.) · Columbus
- First Home First Loan Down Payment AssistanceMultiple
- Catholic Charities Diocese of Youngstown Homeownership / Down Payment Assistance ProgramCatholic Charities Regional Agency (Diocese of Youngstown / Catholic Charities Housing Opportunities) · Youngstown
- Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County)Trumbull County Planning Commission (Warren-Trumbull HOME Consortium)
- City of Toledo Home at Last Down Payment AssistanceCity of Toledo Department of Housing and Community Development · Toledo
- Maude Hill Growing Homeownership FundColumbus
- American Dream Downpayment InitiativeColumbus
- Ohio Heroes Down Payment Assistance ProgramStatewide
- EDCOR First Time Home Buyer Down Payment Assistance Loan ProgramEuclid Development Corporation (EDCOR) · Euclid
Questions, answered
Can down payment assistance be used with USDA loans in Ohio?
29 down payment assistance programs in Ohio name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
How USDA loans work with down payment assistance, nationally →
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