Down payment assistance for conventional loans in Pennsylvania
37 down payment assistance programs in Pennsylvania name conventional loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Housing Opportunities Home Ownership Initiative (First Time Buyer Program)Housing Opportunities, Inc.
- City of Erie HOME Investment Partnerships Program - Homebuyer Down Payment & Closing Cost AssistanceCity of Erie Department of Economic & Community Development (DECD) · Erie
- City of Scranton Homebuyer ProgramScranton
- Homebuyer Assistance Program
- NeighborWorks Western Pennsylvania Down Payment & Closing Cost Assistance LoanNeighborWorks Western Pennsylvania
- Homeownership ProgramPittsburgh
- The Growing Homeowners Initiative
- City of Johnstown First Time Homebuyer ProgramCity of Johnstown, Department of Community and Economic Development (Office of Residential Development) · Johnstown
- First-Time Home Buyer Program
- Delaware County Homeownership First Program
- Bethlehem Homebuyer Assistance Program (BHAP)Bethlehem
- Next Steps GrantPittsburgh
- PHFA Grant ($500)Pennsylvania Housing Finance Agency · Statewide
- Keystone Advantage Assistance Loan ProgramPennsylvania Housing Finance Agency · Statewide
- Northampton County First-Time Homebuyer ProgramNorthampton County Department of Community & Economic Development
- Homebuyers Assistance Program (HAP)Chester
- NHS Closing Cost Assistance Loan Program (CCAL)Reading
- Keystone Forgivable in Ten Years Loan Program (K-FIT)Pennsylvania Housing Finance Agency · Statewide
- City of Williamsport Homebuyer Assistance GAP Financing ProgramCity of Williamsport Department of Community & Economic Development · Williamsport
- Down Payment and Closing Costs Assistance Program
- First Time Home Buyer Program
- First - Time Homebuyers Program
- First-Time Home Buyers Program
- First Time Homebuyer Down Payment & Closing Cost Assistance Program
- Lackawanna County Homebuyer Program
- Homeownership First Program
- First-Time Homebuyer FundPhiladelphia
- First Time Homebuyer programScranton
- Down Payment and Closing Cost Assistance Program (80% - 115% AMI)Pittsburgh
- Montgomery County First-Time Homebuyers ProgramMontgomery County Office of Housing & Community Development
- Down Payment and Closing Cost Assistance Program
- PHFA Mortgage Credit Certificate (MCC) ProgramPennsylvania Housing Finance Agency · Statewide
- Mon Valley Initiative Affordable Homeownership ProgramMon Valley Initiative · Homestead
- Down Payment and Closing Cost Assistance Program (< 80% AMI)Pittsburgh
- Turn the KeyPhiladelphia Housing Development Corporation (PHDC) · Philadelphia
- 1st Home AlleghenyAllegheny County Residential Finance Authority (ACRFA) / Allegheny County Economic Development
- First Time Home Buyers Program
Questions, answered
Can down payment assistance be used with conventional loans in Pennsylvania?
37 down payment assistance programs in Pennsylvania name conventional loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming conventional loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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