Hawaii County Deferred Payment Loan
Deferred second loan · Income limits
Down payment assistance · Hawaii County
Buying a home in Honalo, HI
1 county program and 8 statewide.Honalo has no program of its own, 1 across Hawaii County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Honalo
No program of Honalo’s own yet
No program run for Honalo alone is listed. A home in Honalo can use Hawaii County’s programs below, plus the Hawaii statewide and federal ones.
The closest city that runs its own program is Honolulu, about 174 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HawaiiAnywhere in Hawaii County
1 county program1 county program a Honalo homebuyer can use
The Honalo marketThe Honalo housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Honalo
- 86.9% single-familysingle-family
- 6.3% townhousetownhouse
- 4.4% 2–4 units2–4 units
- 2.4% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. Honalo’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Honalo’s homes were built
pre-19401970s2020+
60.8%
of Honalo homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$98,300
County area median income, 4 people (HUD)HUD area median income, Hawaii County, 4-person household (2026)
$63,125
Honalo median household incomeMedian household income in Honalo (Census, 2024)
13 of the 71 programs here set their income limit as a share of Hawaii County’s area median income, adjusted for household size. See the published limits for Hawaii County
Free help nearbyFree help near Honalo
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Honalo’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Hawaii County Deferred Payment Loan asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Hawaii and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Honalo questions
Does Honalo have its own down payment program?
No program run for Honalo alone is listed. A home in Honalo can use the 1 program that cover Hawaii County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Honalo?
Honalo’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Hawaii County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Hawaii County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Honalo?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Honalo. Create a free account and take the 90-second match to see the ones near you.
Nearby in Hawaii
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.