Down payment assistance · Honolulu County
Buying a home in Makakilo City, HI
8 statewide.Makakilo City has no program of its own, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Makakilo City
No program of Makakilo City’s own yet
No program run for Makakilo City or for Honolulu County alone is listed. A home in Makakilo City can use the Hawaii statewide and federal programs below.
The closest city that runs its own program is Honolulu, about 15 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Honolulu. See them 1 program in neighboring cities — for homes inside those cities, not Makakilo City
- Honolulu — Down Payment Loan Program
Income limits in Honolulu County
How programs here set their income limits
13 of the 70 programs here set their income limit as a share of Honolulu County’s area median income, adjusted for household size. See the published limits for Honolulu County
Free help nearbyFree help near Makakilo City
6 HUD-approved counseling agencies within 15 miles6 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Hawaii and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Makakilo City questions
Does Makakilo City have its own down payment program?
No program run for Makakilo City alone is listed. A home in Makakilo City can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Makakilo City?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Honolulu County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Honolulu County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Makakilo City?
HUD-approved housing counseling agencies teach homebuyer classes, and 6 agencies are within 15 miles of Makakilo City. Create a free account and take the 90-second match to see the ones near you.
Nearby in Honolulu
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.