Down payment assistance · Honolulu County
Buying a home in Mililani Town, HI
8 statewide.Mililani Town has no program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Mililani Town
No program of Mililani Town’s own yet
No program run for Mililani Town or for Honolulu County alone is listed. A home in Mililani Town can use the Hawaii statewide and federal programs below.
The closest city that runs its own program is Honolulu, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Honolulu. See them 1 program in neighboring cities — for homes inside those cities, not Mililani Town
- Honolulu — Down Payment Loan Program
The Mililani Town marketThe Mililani Town housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mililani Town
- 65.3% single-familysingle-family
- 11.1% townhousetownhouse
- 9.1% 2–4 units2–4 units
- 14.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mililani Town’s homes were built
62.7%
of Mililani Town homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
13 of the 70 programs here set their income limit as a share of Honolulu County’s area median income, adjusted for household size. See the published limits for Honolulu County
Free help nearbyFree help near Mililani Town
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Hawaii and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Mililani Town questions
Does Mililani Town have its own down payment program?
No program run for Mililani Town alone is listed. A home in Mililani Town can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mililani Town?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Honolulu County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Honolulu County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mililani Town?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Mililani Town. Create a free account and take the 90-second match to see the ones near you.
Nearby in Honolulu
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.