Polk County Down Payment Assistance Program
Deferred second loan · Income limits
Down payment assistance · Polk County
Buying a home in Grimes, IA
3 county programs and 9 statewide.Grimes has no program of its own, 3 across Polk County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Grimes
No program of Grimes’s own yet
No program run for Grimes alone is listed. A home in Grimes can use Polk County’s programs below, plus the Iowa statewide and federal ones.
The closest city that runs its own program is West Des Moines, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PolkAnywhere in Polk County
3 county programs3 county programs a Grimes homebuyer can use
1 more program is for homes in West Des Moines. See them 1 program in neighboring cities — for homes inside those cities, not Grimes
- West Des Moines — Historic West Des Moines Housing Fund - Down Payment Program
The Grimes marketThe Grimes housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Grimes
- 64% single-familysingle-family
- 7.5% townhousetownhouse
- 3% 2–4 units2–4 units
- 20.4% 5+ unitscondo & apartment buildings (5+ units)
- 5.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Grimes’s homes were built
pre-19401970s2020+
15.8%
of Grimes homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$116,400
County area median income, 4 people (HUD)HUD area median income, Polk County, 4-person household (2026)
$120,037
Grimes median household incomeMedian household income in Grimes (Census, 2024)
13 of the 74 programs here set their income limit as a share of Polk County’s area median income, adjusted for household size. See the published limits for Polk County
Free help nearbyFree help near Grimes
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Grimes questions
Does Grimes have its own down payment program?
No program run for Grimes alone is listed. A home in Grimes can use the 3 programs that cover Polk County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Grimes?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Polk County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Polk County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Grimes?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Grimes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
50111
Nearby in Polk
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.