Down payment assistance · Black Hawk County
Buying a home in La Porte City, IA
9 statewide.La Porte City has no program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to La Porte City
No program of La Porte City’s own yet
No program run for La Porte City or for Black Hawk County alone is listed. A home in La Porte City can use the Iowa statewide and federal programs below.
The closest city that runs its own program is Waterloo, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
3 programs for homes in nearby cities
3 more programs are for homes in Waterloo and Cedar Falls. See them 3 programs in neighboring cities — for homes inside those cities, not La Porte City
- Waterloo — Homebuyer Assistance Program (City of Waterloo)
- Cedar Falls — Cedar Falls Housing Trust Fund Homebuyer Assistance
- Waterloo — Waterloo Housing Authority Down Payment Program
The La Porte City marketThe La Porte City housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in La Porte City
- 75.9% single-familysingle-family
- 0.2% townhousetownhouse
- 13.8% 2–4 units2–4 units
- 9.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When La Porte City’s homes were built
79.6%
of La Porte City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
10 of the 71 programs here set their income limit as a share of Black Hawk County’s area median income, adjusted for household size. See the published limits for Black Hawk County
Free help nearbyFree help near La Porte City
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
La Porte City questions
Does La Porte City have its own down payment program?
No program run for La Porte City alone is listed. A home in La Porte City can use the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in La Porte City?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Black Hawk County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Black Hawk County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near La Porte City?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of La Porte City. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
50651
Nearby in Black Hawk
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.