Down payment assistance · Story County
Buying a home in Story City, IA
9 statewide.Story City has no program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Story City
No program of Story City’s own yet
No program run for Story City or for Story County alone is listed. A home in Story City can use the Iowa statewide and federal programs below.
The closest city that runs its own program is Ames, about 11 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Ames. See them 1 program in neighboring cities — for homes inside those cities, not Story City
- Ames — City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)
The Story City marketThe Story City housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Story City
- 68.1% single-familysingle-family
- 2.1% townhousetownhouse
- 14.4% 2–4 units2–4 units
- 14.2% 5+ unitscondo & apartment buildings (5+ units)
- 1.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Story City’s homes were built
59.6%
of Story City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
10 of the 71 programs here set their income limit as a share of Story County’s area median income, adjusted for household size. See the published limits for Story County
Free help nearbyFree help near Story City
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Story City questions
Does Story City have its own down payment program?
No program run for Story City alone is listed. A home in Story City can use the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Story City?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Story County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Story County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Story City?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
50248
Nearby in Story
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.