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Down payment assistance

Buying a home in Meads, KY

9 statewide.

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What’s local to Meads

No program run for Meads or for Boyd County alone is listed. A home in Meads can use the Kentucky statewide and federal programs below.

The closest city that runs its own program is Lexington, about 100 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Boyd County

How programs here set their income limits

$83,300
County area median income, 4 people (HUD)

See the published limits for Boyd County

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Across Kentucky and nationwide

71 statewide & federal programs

Meads questions

Does Meads have its own down payment program?

No program run for Meads alone is listed. A home in Meads can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Meads?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Boyd County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Boyd County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Meads?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.