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Down payment assistance

Buying a home in Orchard Grass Hills, KY

9 statewide.

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What’s local to Orchard Grass Hills

No program run for Orchard Grass Hills or for Oldham County alone is listed. A home in Orchard Grass Hills can use the Kentucky statewide and federal programs below.

The closest city that runs its own program is Louisville, about 14 miles away. City programs usually require the home to be inside that city’s limits.

The Orchard Grass Hills market

Kinds of homes here

  • 99.5% single-family
  • 0% townhouse
  • 0.5% 2–4 units
  • 0% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

48.4%

of Orchard Grass Hills homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$99,000
County area median income, 4 people (HUD)
$107,000
Orchard Grass Hills median household income

See the published limits for Oldham County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Kentucky and nationwide

71 statewide & federal programs

Orchard Grass Hills questions

Does Orchard Grass Hills have its own down payment program?

No program run for Orchard Grass Hills alone is listed. A home in Orchard Grass Hills can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Orchard Grass Hills?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Oldham County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Oldham County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Orchard Grass Hills?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Orchard Grass Hills. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.