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Down payment assistance

Buying a home in Hutchinson, MN

8 statewide.

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What’s local to Hutchinson

No program run for Hutchinson or for McLeod County alone is listed. A home in Hutchinson can use the Minnesota statewide and federal programs below.

The closest city that runs its own program is New Ulm, about 40 miles away. City programs usually require the home to be inside that city’s limits.

The Hutchinson market

Kinds of homes here

  • 54.6% single-family
  • 9.3% townhouse
  • 5.6% 2–4 units
  • 24.3% 5+ units
  • 6.1% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

43%

of Hutchinson homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$107,300
County area median income, 4 people (HUD)
$72,836
Hutchinson median household income

See the published limits for McLeod County →

Free help nearby

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Across Minnesota and nationwide

70 statewide & federal programs

Hutchinson questions

Does Hutchinson have its own down payment program?

No program run for Hutchinson alone is listed. A home in Hutchinson can use the 8 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Hutchinson?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in McLeod County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for McLeod County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Hutchinson?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

55350

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.