Down Payment Assistance Beltrami County HRA
Deferred second loan · New construction · Income limits
Down payment assistance · Beltrami County
Buying a home in Little Rock, MN
1 county program and 8 statewide.Little Rock has no program of its own, 1 across Beltrami County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Little Rock
No program of Little Rock’s own yet
No program run for Little Rock alone is listed. A home in Little Rock can use Beltrami County’s programs below, plus the Minnesota statewide and federal ones.
The closest city that runs its own program is Moorhead, about 104 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BeltramiAnywhere in Beltrami County
1 county program1 county program a Little Rock homebuyer can use
The Little Rock marketThe Little Rock housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Little Rock
- 65.1% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 34.9% mobile & othermobile home & other
Condos count. Little Rock’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Little Rock’s homes were built
pre-19401970s2020+
48.3%
of Little Rock homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$95,800
County area median income, 4 people (HUD)HUD area median income, Beltrami County, 4-person household (2026)
13 of the 71 programs here set their income limit as a share of Beltrami County’s area median income, adjusted for household size. See the published limits for Beltrami County
Free help nearbyFree help near Little Rock
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Little Rock’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Down Payment Assistance Beltrami County HRA asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Little Rock questions
Does Little Rock have its own down payment program?
No program run for Little Rock alone is listed. A home in Little Rock can use the 1 program that cover Beltrami County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Little Rock?
Little Rock’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Beltrami County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Beltrami County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Little Rock?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Beltrami
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.