Down payment assistance · Clay County
Buying a home in Oakport, MN
8 statewide.Oakport has no program of its own, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Oakport
No program of Oakport’s own yet
No program run for Oakport or for Clay County alone is listed. A home in Oakport can use the Minnesota statewide and federal programs below.
The closest city that runs its own program is Moorhead, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Moorhead. See them 1 program in neighboring cities — for homes inside those cities, not Oakport
- Moorhead — City of Moorhead First & New Home Incentive
Income limits in Clay County
How programs here set their income limits
13 of the 70 programs here set their income limit as a share of Clay County’s area median income, adjusted for household size. See the published limits for Clay County
Free help nearbyFree help near Oakport
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Oakport questions
Does Oakport have its own down payment program?
No program run for Oakport alone is listed. A home in Oakport can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Oakport?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Clay County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Clay County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Oakport?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Oakport. Create a free account and take the 90-second match to see the ones near you.
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.