Growing Affordable, Inclusive Neighborhoods (GAIN) in Olmsted County
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Olmsted County
Buying a home in Stewartville, MN
1 county program and 8 statewide.Stewartville has no program of its own, 1 across Olmsted County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Stewartville
No program of Stewartville’s own yet
No program run for Stewartville alone is listed. A home in Stewartville can use Olmsted County’s programs below, plus the Minnesota statewide and federal ones.
The closest city that runs its own program is Northfield, about 53 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OlmstedAnywhere in Olmsted County
1 county program1 county program a Stewartville homebuyer can use
The Stewartville marketThe Stewartville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Stewartville
- 63.2% single-familysingle-family
- 9.6% townhousetownhouse
- 1.4% 2–4 units2–4 units
- 13.2% 5+ unitscondo & apartment buildings (5+ units)
- 12.7% mobile & othermobile home & other
Condos count. Stewartville’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Stewartville’s homes were built
pre-19401970s2020+
39.7%
of Stewartville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$135,800
County area median income, 4 people (HUD)HUD area median income, Olmsted County, 4-person household (2026)
$82,632
Stewartville median household incomeMedian household income in Stewartville (Census, 2024)
14 of the 71 programs here set their income limit as a share of Olmsted County’s area median income, adjusted for household size. See the published limits for Olmsted County
Free help nearbyFree help near Stewartville
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Stewartville questions
Does Stewartville have its own down payment program?
No program run for Stewartville alone is listed. A home in Stewartville can use the 1 program that cover Olmsted County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Stewartville?
Stewartville’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Olmsted County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Olmsted County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Stewartville?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Stewartville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
55976
Nearby in Olmsted
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.