Down payment assistance · Ray County
Buying a home in Lawson, MO
8 statewide.Lawson has no program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Lawson
No program of Lawson’s own yet
No program run for Lawson or for Ray County alone is listed. A home in Lawson can use the Missouri statewide and federal programs below.
The closest city that runs its own program is Lee's Summit, about 38 miles away. City programs usually require the home to be inside that city’s limits.
The Lawson marketThe Lawson housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lawson
- 85.7% single-familysingle-family
- 0.4% townhousetownhouse
- 12.1% 2–4 units2–4 units
- 1.9% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lawson’s homes were built
53.2%
of Lawson homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
10 of the 70 programs here set their income limit as a share of Ray County’s area median income, adjusted for household size. See the published limits for Ray County
Free help nearbyFree help near Lawson
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Missouri and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Lawson questions
Does Lawson have its own down payment program?
No program run for Lawson alone is listed. A home in Lawson can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lawson?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Ray County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Ray County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lawson?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
64062
Nearby in Ray
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.