Blackfeet Housing Authority Home Ownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Glacier County
Buying a home in Cut Bank, MT
1 county program and 11 statewide.Cut Bank has no program of its own, 1 across Glacier County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Cut Bank
No program of Cut Bank’s own yet
No program run for Cut Bank alone is listed. A home in Cut Bank can use Glacier County’s programs below, plus the Montana statewide and federal ones.
The closest city that runs its own program is Great Falls, about 91 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in GlacierAnywhere in Glacier County
1 county program1 county program a Cut Bank homebuyer can use
The Cut Bank marketThe Cut Bank housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Cut Bank
- 81.7% single-familysingle-family
- 1.1% townhousetownhouse
- 9.7% 2–4 units2–4 units
- 4.9% 5+ unitscondo & apartment buildings (5+ units)
- 2.5% mobile & othermobile home & other
About condos. Cut Bank’s one local program does not list condos as eligible. Blackfeet Housing Authority Home Ownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Cut Bank’s homes were built
pre-19401970s2020+
88.1%
of Cut Bank homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$61,700
County area median income, 4 people (HUD)HUD area median income, Glacier County, 4-person household (2026)
$49,432
Cut Bank median household incomeMedian household income in Cut Bank (Census, 2024)
14 of the 74 programs here set their income limit as a share of Glacier County’s area median income, adjusted for household size. See the published limits for Glacier County
Free help nearbyFree help near Cut Bank
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Cut Bank’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Blackfeet Housing Authority Home Ownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Montana and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Cut Bank questions
Does Cut Bank have its own down payment program?
No program run for Cut Bank alone is listed. A home in Cut Bank can use the 1 program that cover Glacier County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cut Bank?
Cut Bank’s one local program does not list condos as eligible. Blackfeet Housing Authority Home Ownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Glacier County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Glacier County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cut Bank?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
59427
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.