Apsaalooke Nation Housing Authority Down Payment Assistance Program
Down-payment assistance · Income limits
Down payment assistance · Big Horn County
Buying a home in Hardin, MT
1 county program and 11 statewide.Hardin has no program of its own, 1 across Big Horn County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hardin
No program of Hardin’s own yet
No program run for Hardin alone is listed. A home in Hardin can use Big Horn County’s programs below, plus the Montana statewide and federal ones.
The closest city that runs its own program is Billings, about 43 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Big HornAnywhere in Big Horn County
1 county program1 county program a Hardin homebuyer can use
The Hardin marketThe Hardin housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hardin
- 59.9% single-familysingle-family
- 0% townhousetownhouse
- 14% 2–4 units2–4 units
- 12.7% 5+ unitscondo & apartment buildings (5+ units)
- 13.3% mobile & othermobile home & other
About condos. Hardin’s one local program does not list condos as eligible. Apsaalooke Nation Housing Authority Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hardin’s homes were built
pre-19401970s2020+
68.5%
of Hardin homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$67,800
County area median income, 4 people (HUD)HUD area median income, Big Horn County, 4-person household (2026)
$60,423
Hardin median household incomeMedian household income in Hardin (Census, 2024)
14 of the 74 programs here set their income limit as a share of Big Horn County’s area median income, adjusted for household size. See the published limits for Big Horn County
Free help nearbyFree help near Hardin
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Montana and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Hardin questions
Does Hardin have its own down payment program?
No program run for Hardin alone is listed. A home in Hardin can use the 1 program that cover Big Horn County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hardin?
Hardin’s one local program does not list condos as eligible. Apsaalooke Nation Housing Authority Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Big Horn County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Big Horn County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hardin?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
59034
Nearby in Big Horn
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.