Helena Area Habitat for Humanity Mutual Self-Help Homeownership
First mortgage · New construction · Income limits
Down payment assistance · Lewis and Clark County
Buying a home in Helena Valley West Central, MT
1 county program and 11 statewide.Helena Valley West Central has no program of its own, 1 across Lewis and Clark County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Helena Valley West Central
No program of Helena Valley West Central’s own yet
No program run for Helena Valley West Central alone is listed. A home in Helena Valley West Central can use Lewis and Clark County’s programs below, plus the Montana statewide and federal ones.
The closest city that runs its own program is Great Falls, about 68 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Lewis and ClarkAnywhere in Lewis and Clark County
1 county program1 county program a Helena Valley West Central homebuyer can use
The Helena Valley West Central marketThe Helena Valley West Central housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Helena Valley West Central
- 79.5% single-familysingle-family
- 1.8% townhousetownhouse
- 0% 2–4 units2–4 units
- 0.4% 5+ unitscondo & apartment buildings (5+ units)
- 18.3% mobile & othermobile home & other
About condos. Helena Valley West Central’s one local program does not list condos as eligible. Helena Area Habitat for Humanity Mutual Self-Help Homeownership lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Helena Valley West Central’s homes were built
pre-19401970s2020+
43%
of Helena Valley West Central homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$122,400
County area median income, 4 people (HUD)HUD area median income, Lewis and Clark County, 4-person household (2026)
$90,082
Helena Valley West Central median household incomeMedian household income in Helena Valley West Central (Census, 2024)
14 of the 74 programs here set their income limit as a share of Lewis and Clark County’s area median income, adjusted for household size. See the published limits for Lewis and Clark County
Free help nearbyFree help near Helena Valley West Central
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Helena Valley West Central’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Helena Area Habitat for Humanity Mutual Self-Help Homeownership asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Montana and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Helena Valley West Central questions
Does Helena Valley West Central have its own down payment program?
No program run for Helena Valley West Central alone is listed. A home in Helena Valley West Central can use the 1 program that cover Lewis and Clark County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Helena Valley West Central?
Helena Valley West Central’s one local program does not list condos as eligible. Helena Area Habitat for Humanity Mutual Self-Help Homeownership lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lewis and Clark County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Lewis and Clark County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Helena Valley West Central?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Helena Valley West Central. Create a free account and take the 90-second match to see the ones near you.
Nearby in Lewis and Clark
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.