Habitat for Humanity of Flathead Valley Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Flathead County
Buying a home in Lakeside, MT
2 county programs and 11 statewide.Lakeside has no program of its own, 2 across Flathead County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lakeside
No program of Lakeside’s own yet
No program run for Lakeside alone is listed. A home in Lakeside can use Flathead County’s programs below, plus the Montana statewide and federal ones.
The closest city that runs its own program is Great Falls, about 140 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in FlatheadAnywhere in Flathead County
2 county programs2 county programs a Lakeside homebuyer can use
The Lakeside marketThe Lakeside housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lakeside
- 74.8% single-familysingle-family
- 0.6% townhousetownhouse
- 2.3% 2–4 units2–4 units
- 12.1% 5+ unitscondo & apartment buildings (5+ units)
- 10.2% mobile & othermobile home & other
Condos count. 1 of Lakeside’s 2 local and county programs accept condos. Habitat for Humanity of Flathead Valley Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lakeside’s homes were built
pre-19401970s2020+
34%
of Lakeside homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$101,500
County area median income, 4 people (HUD)HUD area median income, Flathead County, 4-person household (2026)
$77,435
Lakeside median household incomeMedian household income in Lakeside (Census, 2024)
15 of the 75 programs here set their income limit as a share of Flathead County’s area median income, adjusted for household size. See the published limits for Flathead County
Free help nearbyFree help near Lakeside
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Montana and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Lakeside questions
Does Lakeside have its own down payment program?
No program run for Lakeside alone is listed. A home in Lakeside can use the 2 programs that cover Flathead County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lakeside?
1 of Lakeside’s 2 local and county programs accept condos. Habitat for Humanity of Flathead Valley Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Flathead County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Flathead County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lakeside?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
59922
Nearby in Flathead
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.