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Repayable second loan · Income limits
Down payment assistance · Cascade County
Buying a home in Sun Prairie, MT
3 county programs and 11 statewide.Sun Prairie has no program of its own, 3 across Cascade County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Sun Prairie
No program of Sun Prairie’s own yet
No program run for Sun Prairie alone is listed. A home in Sun Prairie can use Cascade County’s programs below, plus the Montana statewide and federal ones.
The closest city that runs its own program is Great Falls, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CascadeAnywhere in Cascade County
3 county programs3 county programs a Sun Prairie homebuyer can use
4 more programs are for homes in Great Falls. See them 4 programs in neighboring cities — for homes inside those cities, not Sun Prairie
- Great Falls — City of Great Falls HOME Deferred Second Mortgage
- Great Falls — NeighborWorks Great Falls Owners in Partnership (OIP)
- Great Falls — 20 Plus Community
- Great Falls — Matched Savings Account
The Sun Prairie marketThe Sun Prairie housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Sun Prairie
- 52.5% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 47.5% mobile & othermobile home & other
Condos count. All 3 of Sun Prairie’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sun Prairie’s homes were built
pre-19401970s2020+
47.7%
of Sun Prairie homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$89,000
County area median income, 4 people (HUD)HUD area median income, Cascade County, 4-person household (2026)
$55,688
Sun Prairie median household incomeMedian household income in Sun Prairie (Census, 2024)
16 of the 76 programs here set their income limit as a share of Cascade County’s area median income, adjusted for household size. See the published limits for Cascade County
Free help nearbyFree help near Sun Prairie
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Montana and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Sun Prairie questions
Does Sun Prairie have its own down payment program?
No program run for Sun Prairie alone is listed. A home in Sun Prairie can use the 3 programs that cover Cascade County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Sun Prairie?
All 3 of Sun Prairie’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cascade County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Cascade County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Sun Prairie?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Sun Prairie. Create a free account and take the 90-second match to see the ones near you.
Nearby in Cascade
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.