Habitat for Humanity Gallatin Valley Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Gallatin County
Buying a home in Three Forks, MT
1 county program and 11 statewide.Three Forks has no program of its own, 1 across Gallatin County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Three Forks
No program of Three Forks’s own yet
No program run for Three Forks alone is listed. A home in Three Forks can use Gallatin County’s programs below, plus the Montana statewide and federal ones.
The closest city that runs its own program is Great Falls, about 112 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in GallatinAnywhere in Gallatin County
1 county program1 county program a Three Forks homebuyer can use
The Three Forks marketThe Three Forks housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Three Forks
- 68.8% single-familysingle-family
- 2.3% townhousetownhouse
- 6.3% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 22.5% mobile & othermobile home & other
About condos. Three Forks’s one local program does not list condos as eligible. Habitat for Humanity Gallatin Valley Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Three Forks’s homes were built
pre-19401970s2020+
43.2%
of Three Forks homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$130,200
County area median income, 4 people (HUD)HUD area median income, Gallatin County, 4-person household (2026)
$79,784
Three Forks median household incomeMedian household income in Three Forks (Census, 2024)
14 of the 74 programs here set their income limit as a share of Gallatin County’s area median income, adjusted for household size. See the published limits for Gallatin County
Free help nearbyFree help near Three Forks
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Three Forks’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity Gallatin Valley Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Montana and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Three Forks questions
Does Three Forks have its own down payment program?
No program run for Three Forks alone is listed. A home in Three Forks can use the 1 program that cover Gallatin County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Three Forks?
Three Forks’s one local program does not list condos as eligible. Habitat for Humanity Gallatin Valley Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Gallatin County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Gallatin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Three Forks?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
59752
Nearby in Gallatin
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.