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Down payment assistance

Buying a home in Warm Springs, MT

11 statewide.

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What’s local to Warm Springs

No program run for Warm Springs or for Deer Lodge County alone is listed. A home in Warm Springs can use the Montana statewide and federal programs below.

The closest city that runs its own program is Great Falls, about 115 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Deer Lodge County

How programs here set their income limits

$86,000
County area median income, 4 people (HUD)

See the published limits for Deer Lodge County

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Across Montana and nationwide

73 statewide & federal programs

Warm Springs questions

Does Warm Springs have its own down payment program?

No program run for Warm Springs alone is listed. A home in Warm Springs can use the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Warm Springs?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Deer Lodge County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Deer Lodge County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Warm Springs?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

59756

Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.