Down payment assistance for FHA loans in North Carolina
33 down payment assistance programs in North Carolina name FHA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Core City Homebuyer Incentive ProgramHigh Point
- Homebuyer Assistance Program for Public Service HeroesGreensboro
- City of Winston-Salem Homebuyer Assistance Program (CDBG/HOME Down Payment Assistance)Forsyth County Community & Economic Development (administering City of Winston-Salem CDBG/HOME funds under Interlocal Agreement) · Winston-Salem
- Homebuyer's Assistance Program (HOME)Gastonia
- Community Partners Loan Pool (CPLP)Statewide
- Charlotte House CharlotteCharlotte
- Downpayment Assistance
- Doorway to Prosperity Grant
- Down Payment Assistance ProgramRocky Mount
- Home Ownership Pool (HOP)Wilmington
- NC 1st Home Advantage Down PaymentStatewide
- Down Payment Assistance
- City-Wide Homebuyer Assistance ProgramHigh Point
- Affordable Homeownership Opportunity Program (AHOP)
- Homebuyer Assistance For WG/Univ AreasGreenville
- Homebuyer Assistance ProgramDavidson
- Lumbee Tribe Down Payment Assistance Program
- HouseCharlotte - Program 1BCharlotte
- HOME Down Payment AssistanceGreenville
- NC Home Advantage MortgageStatewide
- Affordable Housing 10% Loan Assistance ProgramGreenville
- GAP Loan Program
- Wake County Affordable Homeownership ProgramDHIC, Inc. (administering on behalf of Wake County)
- Downpayment Assistance ProgramConcord
- HouseCharlotte - Program 1ACharlotte
- Down Payment Assistance (DPA) ProgramDurham
- Affordable Homeownership Program
- Down-payment Assistance Program (DAP)
- Homebuyer Assistance Program for #100HomesGreensboro
- Doorway to ProsperityCharlotte
- Enhanced Homebuyer Assistance ProgramRaleigh
- Homebuyer Assistance Program for HouseholdsGreensboro
- Homebuyer Down Payment Assistance Program
Questions, answered
Can down payment assistance be used with FHA loans in North Carolina?
33 down payment assistance programs in North Carolina name FHA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming FHA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
See every program in North Carolina →
How FHA loans work with down payment assistance, nationally →
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