Repayable second loan
Essential Public Employee Program (EP2)
Income limits · Single Family
Down payment assistance · Morton County
Buying a home in Mandan, ND
2 Mandan programs and 7 statewide.Mandan has 2 programs of its own, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Mandan addresses
Mandan’s own programs
Deferred second loan
DREAM Fund
New construction · Income limits · Single-family detached, condominium, townhouse, PUD, manufactured home on permanent foundation - 1-unit owner-occupied primary residences.
The Mandan marketThe Mandan housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mandan
- 57.8% single-familysingle-family
- 2.9% townhousetownhouse
- 3.2% 2–4 units2–4 units
- 22.1% 5+ unitscondo & apartment buildings (5+ units)
- 14% mobile & othermobile home & other
Condos count. 1 of Mandan’s 2 local and county programs accept condos. Essential Public Employee Program (EP2) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mandan’s homes were built
pre-19401970s2020+
49.1%
of Mandan homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$113,000
County area median income, 4 people (HUD)HUD area median income, Morton County, 4-person household (2026)
$71,780
Mandan median household incomeMedian household income in Mandan (Census, 2024)
8 of the 71 programs here set their income limit as a share of Morton County’s area median income, adjusted for household size. See the published limits for Morton County
Free help nearbyFree help near Mandan
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Mandan’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.DREAM Fund asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across North Dakota and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Mandan questions
Does Mandan have its own down payment program?
Yes, 2: Essential Public Employee Program (EP2) and DREAM Fund. Each is for homes inside Mandan.
Can I use assistance on a condo in Mandan?
1 of Mandan’s 2 local and county programs accept condos. Essential Public Employee Program (EP2) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Morton County?
Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Morton County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mandan?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Mandan. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
58554
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.