Down-payment assistance
Down payment assistance · Mountrail County
Buying a home in New Town, ND
1 New Town program and 8 statewide.New Town has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for New Town addresses
New Town’s own program
The New Town marketThe New Town housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in New Town
- 46.8% single-familysingle-family
- 5.5% townhousetownhouse
- 6.6% 2–4 units2–4 units
- 26.9% 5+ unitscondo & apartment buildings (5+ units)
- 14.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When New Town’s homes were built
pre-19401970s2020+
34.1%
of New Town homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$105,500
County area median income, 4 people (HUD)HUD area median income, Mountrail County, 4-person household (2026)
$52,500
New Town median household incomeMedian household income in New Town (Census, 2024)
8 of the 71 programs here set their income limit as a share of Mountrail County’s area median income, adjusted for household size. See the published limits for Mountrail County
Free help nearbyFree help near New Town
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
New Town’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.MHA Nation Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across North Dakota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
New Town questions
Does New Town have its own down payment program?
Yes, one: MHA Nation Down Payment Assistance, a down-payment assistance. It is for homes inside New Town.
Can I use assistance on a condo in New Town?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Mountrail County?
Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Mountrail County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near New Town?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
58763
Nearby in Mountrail
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.