Down-payment assistance
Raritan Valley Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · single_family
Down payment assistance · Somerset County
Buying a home in Bedminster, NJ
1 Bedminster program, 1 county program and 19 statewide.Bedminster has 1 program of its own, 1 more across Somerset County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Bedminster addresses
Bedminster’s own program
Anywhere in SomersetAnywhere in Somerset County
1 county program1 county program a Bedminster homebuyer can also use
3 more programs are for homes in Bedminster Township, Bernards Township and Franklin Township. See them 3 programs in neighboring cities — for homes inside those cities, not Bedminster
- Bedminster Township — Bedminster Township Down Payment Assistance Program
- Bernards Township — Bernards Township Down Payment and Closing Cost Assistance Grant
- Franklin Township — Franklin Township Down Payment and/or Closing Cost Affordability Assistance Grant
The Bedminster marketThe Bedminster housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bedminster
- 97.9% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 2.1% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. 1 of Bedminster’s 2 local and county programs accept condos. Raritan Valley Habitat for Humanity Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bedminster’s homes were built
pre-19401970s2020+
75%
of Bedminster homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$154,800
County area median income, 4 people (HUD)HUD area median income, Somerset County, 4-person household (2026)
$128,594
Bedminster median household incomeMedian household income in Bedminster (Census, 2024)
21 of the 83 programs here set their income limit as a share of Somerset County’s area median income, adjusted for household size. See the published limits for Somerset County
Free help nearbyFree help near Bedminster
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Bedminster questions
Does Bedminster have its own down payment program?
Yes, one: Raritan Valley Habitat for Humanity Homeownership Program, a down-payment assistance for first-time homebuyers (new construction, income limits). It is for homes inside Bedminster.
Can I use assistance on a condo in Bedminster?
1 of Bedminster’s 2 local and county programs accept condos. Raritan Valley Habitat for Humanity Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Somerset County?
Each program sets its own. 21 of the programs here set theirs as a share of HUD’s area median income for Somerset County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bedminster?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Bedminster. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
07921
Nearby in Somerset
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.