Habitat for Humanity of Greater Plainfield & Middlesex County Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Union County
Buying a home in Berkeley Heights, NJ
1 county program and 19 statewide.Berkeley Heights has no program of its own, 1 across Union County, and 19 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Berkeley Heights
No program of Berkeley Heights’s own yet
No program run for Berkeley Heights alone is listed. A home in Berkeley Heights can use Union County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Plainfield, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in UnionAnywhere in Union County
1 county program1 county program a Berkeley Heights homebuyer can use
1 more program is for homes in Plainfield. See them 1 program in neighboring cities — for homes inside those cities, not Berkeley Heights
- Plainfield — City of Plainfield Down Payment Assistance Fund
Income limits in Union County
How programs here set their income limits
$138,400
County area median income, 4 people (HUD)HUD area median income, Union County, 4-person household (2026)
20 of the 82 programs here set their income limit as a share of Union County’s area median income, adjusted for household size. See the published limits for Union County
Free help nearbyFree help near Berkeley Heights
13 HUD-approved counseling agencies within 15 miles13 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Berkeley Heights questions
Does Berkeley Heights have its own down payment program?
No program run for Berkeley Heights alone is listed. A home in Berkeley Heights can use the 1 program that cover Union County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Berkeley Heights?
Berkeley Heights’s one local program does not list condos as eligible. Habitat for Humanity of Greater Plainfield & Middlesex County Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Union County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Union County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Berkeley Heights?
HUD-approved housing counseling agencies teach homebuyer classes, and 13 agencies are within 15 miles of Berkeley Heights. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
07922
Nearby in Union
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.