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Down payment assistance

Buying a home in Bloomingdale, NJ

1 county program and 19 statewide.

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What’s local to Bloomingdale

No program run for Bloomingdale alone is listed. A home in Bloomingdale can use Morris County’s programs below, plus the New Jersey statewide and federal ones.

The closest city that runs its own program is Paterson, about 10 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Morris

1 county program

Income limits in Morris County

How programs here set their income limits

$138,400
County area median income, 4 people (HUD)

See the published limits for Morris County

Free help nearby

5 HUD-approved counseling agencies within 15 miles

Bloomingdale’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across New Jersey and nationwide

81 statewide & federal programs

Bloomingdale questions

Does Bloomingdale have its own down payment program?

No program run for Bloomingdale alone is listed. A home in Bloomingdale can use the 1 program that cover Morris County and the 19 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Bloomingdale?

Bloomingdale’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Morris County?

Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Morris County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Bloomingdale?

HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Bloomingdale. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

07403

Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.