Forgivable loan
East Orange HOMEBuyers Purchase Program
First-time homebuyers · Income limits · Single-family detached · Townhome · Condominium
Down payment assistance · Essex County
Buying a home in East Orange, NJ
1 East Orange program, 1 county program and 19 statewide.East Orange has 1 program of its own, 1 more across Essex County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for East Orange addresses
East Orange’s own program
Anywhere in EssexAnywhere in Essex County
1 county program1 county program a East Orange homebuyer can also use
3 more programs are for homes in Newark and Irvington. See them 3 programs in neighboring cities — for homes inside those cities, not East Orange
The East Orange marketThe East Orange housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in East Orange
- 19.8% single-familysingle-family
- 4.3% townhousetownhouse
- 26.6% 2–4 units2–4 units
- 49.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.1% mobile & othermobile home & other
Condos count. All 2 of East Orange’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When East Orange’s homes were built
pre-19401970s2020+
76%
of East Orange homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$138,400
County area median income, 4 people (HUD)HUD area median income, Essex County, 4-person household (2026)
$60,830
East Orange median household incomeMedian household income in East Orange (Census, 2024)
21 of the 83 programs here set their income limit as a share of Essex County’s area median income, adjusted for household size. See the published limits for Essex County
Free help nearbyFree help near East Orange
37 HUD-approved counseling agencies within 15 miles37 HUD-approved housing counseling agencies within 15 miles
East Orange’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.East Orange HOMEBuyers Purchase Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
East Orange questions
Does East Orange have its own down payment program?
Yes, one: East Orange HOMEBuyers Purchase Program, a forgivable loan for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside East Orange.
Can I use assistance on a condo in East Orange?
All 2 of East Orange’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Essex County?
Each program sets its own. 21 of the programs here set theirs as a share of HUD’s area median income for Essex County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near East Orange?
HUD-approved housing counseling agencies teach homebuyer classes, and 37 agencies are within 15 miles of East Orange. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
07017 · 07018 · 07019
Nearby in Essex
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.