Mercer County Consortium HOME First-Time Homebuyer Program
Forgivable loan · Forgiven over 10 yrs · Income limits
Down payment assistance · Mercer County
Buying a home in Ewing, NJ
1 county program and 19 statewide.Ewing has no program of its own, 1 across Mercer County, and 19 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Ewing
No program of Ewing’s own yet
No program run for Ewing alone is listed. A home in Ewing can use Mercer County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Trenton, about 5 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MercerAnywhere in Mercer County
1 county program1 county program a Ewing homebuyer can use
3 more programs are for homes in Trenton. See them 3 programs in neighboring cities — for homes inside those cities, not Ewing
Income limits in Mercer County
How programs here set their income limits
$139,800
County area median income, 4 people (HUD)HUD area median income, Mercer County, 4-person household (2026)
21 of the 82 programs here set their income limit as a share of Mercer County’s area median income, adjusted for household size. See the published limits for Mercer County
Free help nearbyFree help near Ewing
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
Ewing’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Mercer County Consortium HOME First-Time Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Ewing questions
Does Ewing have its own down payment program?
No program run for Ewing alone is listed. A home in Ewing can use the 1 program that cover Mercer County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ewing?
Ewing’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Mercer County?
Each program sets its own. 21 of the programs here set theirs as a share of HUD’s area median income for Mercer County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ewing?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Ewing. Create a free account and take the 90-second match to see the ones near you.
Nearby in Mercer
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.