First mortgage
Morris Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family · Condo
Down payment assistance · Morris County
Buying a home in Randolph, NJ
1 Randolph program and 19 statewide.Randolph has 1 program of its own, and 19 statewide. Here is what each one offers, and who near you can walk you through it.
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Only for Randolph addresses
Randolph’s own program
Income limits in Morris County
How programs here set their income limits
$138,400
County area median income, 4 people (HUD)HUD area median income, Morris County, 4-person household (2026)
20 of the 82 programs here set their income limit as a share of Morris County’s area median income, adjusted for household size. See the published limits for Morris County
Free help nearbyFree help near Randolph
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Randolph’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Morris Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Randolph questions
Does Randolph have its own down payment program?
Yes, one: Morris Habitat for Humanity Homeownership Program, a first mortgage for first-time homebuyers (new construction, income limits). It is for homes inside Randolph.
Can I use assistance on a condo in Randolph?
Randolph’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Morris County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Morris County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Randolph?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Randolph. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
07869
Nearby in Morris
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.