Camden County First-Time Homebuyers' Program
Forgivable loan · Income limits
Down payment assistance · Camden County
Buying a home in Stratford, NJ
2 county programs and 19 statewide.Stratford has no program of its own, 2 across Camden County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Stratford
No program of Stratford’s own yet
No program run for Stratford alone is listed. A home in Stratford can use Camden County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Maple Shade, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CamdenAnywhere in Camden County
2 county programs2 county programs a Stratford homebuyer can use
3 more programs are for homes in Camden and Maple Shade. See them 3 programs in neighboring cities — for homes inside those cities, not Stratford
- Camden — First Time Home Buyer Program
- Maple Shade — Habitat for Humanity of South Central NJ Homeownership Program
- Camden — Saint Joseph's Carpenter Society Affordable Homebuyer Program
The Stratford marketThe Stratford housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Stratford
- 67.8% single-familysingle-family
- 3.2% townhousetownhouse
- 4.2% 2–4 units2–4 units
- 24.8% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. All 2 of Stratford’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Stratford’s homes were built
pre-19401970s2020+
89.8%
of Stratford homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$122,700
County area median income, 4 people (HUD)HUD area median income, Camden County, 4-person household (2026)
$98,427
Stratford median household incomeMedian household income in Stratford (Census, 2024)
22 of the 83 programs here set their income limit as a share of Camden County’s area median income, adjusted for household size. See the published limits for Camden County
Free help nearbyFree help near Stratford
33 HUD-approved counseling agencies within 15 miles33 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Stratford questions
Does Stratford have its own down payment program?
No program run for Stratford alone is listed. A home in Stratford can use the 2 programs that cover Camden County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Stratford?
All 2 of Stratford’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Camden County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Camden County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Stratford?
HUD-approved housing counseling agencies teach homebuyer classes, and 33 agencies are within 15 miles of Stratford. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
08084
Nearby in Camden
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.