Downpayment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Santa Fe County
Buying a home in Nambe, NM
3 county programs and 9 statewide.Nambe has no program of its own, 3 across Santa Fe County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Nambe
No program of Nambe’s own yet
No program run for Nambe alone is listed. A home in Nambe can use Santa Fe County’s programs below, plus the New Mexico statewide and federal ones.
The closest city that runs its own program is Santa Fe, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Santa FeAnywhere in Santa Fe County
3 county programs3 county programs a Nambe homebuyer can use
1 more program is for homes in Santa Fe. See them 1 program in neighboring cities — for homes inside those cities, not Nambe
- Santa Fe — Santa Fe Community Housing Trust - Mortgage Reduction Assistance
The Nambe marketThe Nambe housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Nambe
- 70.9% single-familysingle-family
- 2% townhousetownhouse
- 0.6% 2–4 units2–4 units
- 0.6% 5+ unitscondo & apartment buildings (5+ units)
- 25.8% mobile & othermobile home & other
Condos count. 2 of Nambe’s 3 local and county programs accept condos. Santa Fe Habitat for Humanity Homeownership Program lists single-family detached (newly built habitat home).
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Nambe’s homes were built
pre-19401970s2020+
43%
of Nambe homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$118,600
County area median income, 4 people (HUD)HUD area median income, Santa Fe County, 4-person household (2026)
$59,375
Nambe median household incomeMedian household income in Nambe (Census, 2024)
13 of the 74 programs here set their income limit as a share of Santa Fe County’s area median income, adjusted for household size. See the published limits for Santa Fe County
Free help nearbyFree help near Nambe
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Mexico and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Nambe questions
Does Nambe have its own down payment program?
No program run for Nambe alone is listed. A home in Nambe can use the 3 programs that cover Santa Fe County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Nambe?
2 of Nambe’s 3 local and county programs accept condos. Santa Fe Habitat for Humanity Homeownership Program lists single-family detached (newly built habitat home). Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Santa Fe County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Santa Fe County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Nambe?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Nambe. Create a free account and take the 90-second match to see the ones near you.
Nearby in Santa Fe
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.