Down payment assistance · Sandoval County
Buying a home in Placitas, NM
9 statewide.Placitas has no program of its own, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Placitas
No program of Placitas’s own yet
No program run for Placitas or for Sandoval County alone is listed. A home in Placitas can use the New Mexico statewide and federal programs below.
The closest city that runs its own program is Rio Rancho, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Rio Rancho. See them 1 program in neighboring cities — for homes inside those cities, not Placitas
- Rio Rancho — Rio Rancho Housing Opportunity Program (RRHOP) / Down Payment Assistance Program
Income limits in Sandoval County
How programs here set their income limits
11 of the 71 programs here set their income limit as a share of Sandoval County’s area median income, adjusted for household size. See the published limits for Sandoval County
Free help nearbyFree help near Placitas
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Mexico and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Placitas questions
Does Placitas have its own down payment program?
No program run for Placitas alone is listed. A home in Placitas can use the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Placitas?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Sandoval County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Sandoval County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Placitas?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
87043
Nearby in Sandoval
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.