Mesilla Valley Habitat for Humanity Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Doña Ana County
Buying a home in Santa Teresa, NM
1 county program and 9 statewide.Santa Teresa has no program of its own, 1 across Doña Ana County, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Santa Teresa
No program of Santa Teresa’s own yet
No program run for Santa Teresa alone is listed. A home in Santa Teresa can use Doña Ana County’s programs below, plus the New Mexico statewide and federal ones.
The closest city that runs its own program is Albuquerque, about 223 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Doña AnaAnywhere in Doña Ana County
1 county program1 county program a Santa Teresa homebuyer can use
Income limits in Doña Ana County
How programs here set their income limits
$79,900
County area median income, 4 people (HUD)HUD area median income, Doña Ana County, 4-person household (2026)
11 of the 72 programs here set their income limit as a share of Doña Ana County’s area median income, adjusted for household size. See the published limits for Doña Ana County
Free help nearbyFree help near Santa Teresa
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Santa Teresa’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Mesilla Valley Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Mexico and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Santa Teresa questions
Does Santa Teresa have its own down payment program?
No program run for Santa Teresa alone is listed. A home in Santa Teresa can use the 1 program that cover Doña Ana County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Santa Teresa?
Santa Teresa’s one local program does not list condos as eligible. Mesilla Valley Habitat for Humanity Homeownership Program lists single-family detached (newly built habitat home). Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Doña Ana County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Doña Ana County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Santa Teresa?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Santa Teresa. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
88008
Nearby in Doña Ana
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.