Valencia County Down Payment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Valencia County
Buying a home in Valencia, NM
1 county program and 9 statewide.Valencia has no program of its own, 1 across Valencia County, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Valencia
No program of Valencia’s own yet
No program run for Valencia alone is listed. A home in Valencia can use Valencia County’s programs below, plus the New Mexico statewide and federal ones.
The closest city that runs its own program is Albuquerque, about 20 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ValenciaAnywhere in Valencia County
1 county program1 county program a Valencia homebuyer can use
Income limits in Valencia County
How programs here set their income limits
$100,400
County area median income, 4 people (HUD)HUD area median income, Valencia County, 4-person household (2026)
12 of the 72 programs here set their income limit as a share of Valencia County’s area median income, adjusted for household size. See the published limits for Valencia County
Free help nearbyFree help near Valencia
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Mexico and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Valencia questions
Does Valencia have its own down payment program?
No program run for Valencia alone is listed. A home in Valencia can use the 1 program that cover Valencia County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Valencia?
Valencia’s one local program does not list condos as eligible. Valencia County Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Valencia County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Valencia County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Valencia?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Valencia. Create a free account and take the 90-second match to see the ones near you.
Nearby in Valencia
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.