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Down payment assistance

Buying a home in Alabama, NY

3 statewide.

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What’s local to Alabama

No program run for Alabama or for Genesee County alone is listed. A home in Alabama can use the New York statewide and federal programs below.

The closest city that runs its own program is Lockport, about 16 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Genesee County

How programs here set their income limits

$97,200
County area median income, 4 people (HUD)

See the published limits for Genesee County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Alabama questions

Does Alabama have its own down payment program?

No program run for Alabama alone is listed. A home in Alabama can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Alabama?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Genesee County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Genesee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Alabama?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Alabama. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

14003

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.