Nassau County HOME Down Payment Assistance Program
Forgivable loan · Forgiven over 15 yrs · Income limits
Down payment assistance · Nassau County
Buying a home in Baldwin Harbor, NY
1 county program and 3 statewide.Baldwin Harbor has no program of its own, 1 across Nassau County, and 3 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Baldwin Harbor
No program of Baldwin Harbor’s own yet
No program run for Baldwin Harbor alone is listed. A home in Baldwin Harbor can use Nassau County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Babylon, about 15 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in NassauAnywhere in Nassau County
1 county program1 county program a Baldwin Harbor homebuyer can use
Income limits in Nassau County
How programs here set their income limits
$164,300
County area median income, 4 people (HUD)HUD area median income, Nassau County, 4-person household (2026)
10 of the 66 programs here set their income limit as a share of Nassau County’s area median income, adjusted for household size. See the published limits for Nassau County
Free help nearbyFree help near Baldwin Harbor
11 HUD-approved counseling agencies within 15 miles11 HUD-approved housing counseling agencies within 15 miles
Baldwin Harbor’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Nassau County HOME Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Baldwin Harbor questions
Does Baldwin Harbor have its own down payment program?
No program run for Baldwin Harbor alone is listed. A home in Baldwin Harbor can use the 1 program that cover Nassau County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Baldwin Harbor?
Baldwin Harbor’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Nassau County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Nassau County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Baldwin Harbor?
HUD-approved housing counseling agencies teach homebuyer classes, and 11 agencies are within 15 miles of Baldwin Harbor. Create a free account and take the 90-second match to see the ones near you.
Nearby in Nassau
Sources
Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.