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Down payment assistance

Buying a home in Clifton Springs, NY

3 statewide.

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What’s local to Clifton Springs

No program run for Clifton Springs or for Ontario County alone is listed. A home in Clifton Springs can use the New York statewide and federal programs below.

The closest city that runs its own program is Auburn, about 29 miles away. City programs usually require the home to be inside that city’s limits.

The Clifton Springs market

Kinds of homes here

  • 62.2% single-family
  • 0.4% townhouse
  • 12.6% 2–4 units
  • 22.1% 5+ units
  • 2.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

87%

of Clifton Springs homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$107,000
County area median income, 4 people (HUD)
$64,565
Clifton Springs median household income

See the published limits for Ontario County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Clifton Springs questions

Does Clifton Springs have its own down payment program?

No program run for Clifton Springs alone is listed. A home in Clifton Springs can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Clifton Springs?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Ontario County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Ontario County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Clifton Springs?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Clifton Springs. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

14432

Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.